Talk:1494: Insurance - Revision history

172.69.50.52: Cigars

2018-12-22T19:20:41Z

Cigars

173.245.54.190: Fire Insurance joke

2015-04-03T13:33:31Z

Fire Insurance joke

199.27.128.172 at 01:21, 11 March 2015

2015-03-11T01:21:33Z

199.27.128.172 at 01:09, 11 March 2015

2015-03-11T01:09:33Z

Chrisahn: Most airports don't check the luggage tags, but I've been to some that do.

2015-03-08T14:20:06Z

Most airports don't check the luggage tags, but I've been to some that do.

Davidy22 at 08:11, 7 March 2015

2015-03-07T08:11:09Z

108.162.237.170 at 08:02, 7 March 2015

2015-03-07T08:02:41Z

108.162.237.161 at 04:45, 6 March 2015

2015-03-06T04:45:34Z

Djbrasier at 19:29, 5 March 2015

2015-03-05T19:29:29Z

Djbrasier at 19:24, 5 March 2015

2015-03-05T19:24:39Z

← Older revision		Revision as of 19:20, 22 December 2018
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	;reminds me of an old joke		;reminds me of an old joke
	I'm surprised that no one here has mentioned this joke, so I'll tell it (I think I read it in Reader's Digest back in my childhood): A farmer has just signed a fire insurance contract and as he hands the first premium payment to the salesman asks, "So how much will I get if the barn were to burn down tonight?" to which the salesman replies, "Oh, probably 10 to 20." [[Special:Contributions/173.245.54.190\|173.245.54.190]] 13:33, 3 April 2015 (UTC)		I'm surprised that no one here has mentioned this joke, so I'll tell it (I think I read it in Reader's Digest back in my childhood): A farmer has just signed a fire insurance contract and as he hands the first premium payment to the salesman asks, "So how much will I get if the barn were to burn down tonight?" to which the salesman replies, "Oh, probably 10 to 20." [[Special:Contributions/173.245.54.190\|173.245.54.190]] 13:33, 3 April 2015 (UTC)
		+
		+	;Cigar Fire Insurance
		+	There is a story (apocryphal) about someone who insures a collection of cigars against fire and collects the money after smoking them.
		+	https://www.snopes.com/fact-check/cigarson/
		+	[[Special:Contributions/172.69.50.52\|172.69.50.52]] 19:20, 22 December 2018 (UTC)

← Older revision		Revision as of 13:33, 3 April 2015
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	Also, isn't [[Hairy]] the insurance agent? Should the transcript be updated to name him? [[User:Djbrasier\|Djbrasier]] ([[User talk:Djbrasier\|talk]]) 19:29, 5 March 2015 (UTC)		Also, isn't [[Hairy]] the insurance agent? Should the transcript be updated to name him? [[User:Djbrasier\|Djbrasier]] ([[User talk:Djbrasier\|talk]]) 19:29, 5 March 2015 (UTC)
		+
		+	;reminds me of an old joke
		+	I'm surprised that no one here has mentioned this joke, so I'll tell it (I think I read it in Reader's Digest back in my childhood): A farmer has just signed a fire insurance contract and as he hands the first premium payment to the salesman asks, "So how much will I get if the barn were to burn down tonight?" to which the salesman replies, "Oh, probably 10 to 20." [[Special:Contributions/173.245.54.190\|173.245.54.190]] 13:33, 3 April 2015 (UTC)

@@ Line 43: / Line 43: @@
 The contract doesn't have a section that says "and fraud is prohibited" because fraud is already prohibited by criminal law; thus, no need to spell it out.  It turns out that contracts will have many terms added by implication, particularly commercial contracts.
-If you buy a shiny new gun, the instruction manual probably doesn't say "Oh, and by the way, if you point this thing at someone and pull the trigger while it's loaded, you may be charged with a crime."  You're supposed to know that this is true BEFORE you buy a gun.  That's part of the joke... normal people know that looking for ways to get the insurance to pay out more than it should is insurance fraud.  People who think like programmers think they've found a loophole they can exploit. {{unsigned ip|108.162.237.170}}
+:If you buy a shiny new gun, the instruction manual probably doesn't say "Oh, and by the way, if you point this thing at someone and pull the trigger while it's loaded, you may be charged with a crime."  You're supposed to know that this is true BEFORE you buy a gun.  That's part of the joke... normal people know that looking for ways to get the insurance to pay out more than it should is insurance fraud.  People who think like programmers think they've found a loophole they can exploit. {{unsigned ip|108.162.237.170}}
-Still, it's fraud to deliberately lie to the insurance company to make more money. I still don't see how taking advantage of the insurance company's mistakes is fraud, especially when you're just following the contract. Do companies have special privileges and entitlements to profit? --[[Special:Contributions/199.27.128.172|199.27.128.172]] 01:09, 11 March 2015 (UTC)
+::Still, it's fraud to deliberately lie to the insurance company to make more money. I still don't see how taking advantage of the insurance company's mistakes is fraud, especially when you're just following the contract. Do companies have special privileges and entitlements to profit? --[[Special:Contributions/199.27.128.172|199.27.128.172]] 01:09, 11 March 2015 (UTC)
 Uh, why doesn't it mention life hacks at all in the "lifehacks vs IT hacks" section? Especially since I remember some lifehacks actually advocate for plain fucking stealing, like e.g. one which suggested that if you need a free umbrella, go to a restaurant and say you lost a black umbrella. [[Special:Contributions/141.101.89.224|141.101.89.224]] 01:56, 5 March 2015 (UTC)

@@ Line 40: / Line 40: @@
 Why is it illegal if the insurance company agreed that the "fraudulent" maneuver was accepted, by signing the contract allowing it?
 [[Special:Contributions/199.27.128.172|199.27.128.172]] 23:22, 4 March 2015 (UTC)
 The contract doesn't have a section that says "and fraud is prohibited" because fraud is already prohibited by criminal law; thus, no need to spell it out.  It turns out that contracts will have many terms added by implication, particularly commercial contracts.
 If you buy a shiny new gun, the instruction manual probably doesn't say "Oh, and by the way, if you point this thing at someone and pull the trigger while it's loaded, you may be charged with a crime."  You're supposed to know that this is true BEFORE you buy a gun.  That's part of the joke... normal people know that looking for ways to get the insurance to pay out more than it should is insurance fraud.  People who think like programmers think they've found a loophole they can exploit. {{unsigned ip|108.162.237.170}}

@@ Line 52: / Line 52: @@
 I flew to Saigon last week and they check your luggage against your lost&found tag, before you may leave.
 --[[Special:Contributions/108.162.222.156|108.162.222.156]] 15:54, 5 March 2015 (UTC)
 I disagree that this is a sequel to ''UV'', it may relate, but as mentioned in that comment it's not even close to legal to burn a house then get fire insurance. [[User:Djbrasier|Djbrasier]] ([[User talk:Djbrasier|talk]]) 19:24, 5 March 2015 (UTC)
 Also, isn't [[Hairy]] the insurance agent? Should the transcript be updated to name him? [[User:Djbrasier|Djbrasier]] ([[User talk:Djbrasier|talk]]) 19:29, 5 March 2015 (UTC)

@@ Line 18: / Line 18: @@
 Lawyer? I assumed it was a salesman or HR guy. --[[User:RenniePet|RenniePet]] ([[User talk:RenniePet|talk]]) 08:50, 4 March 2015 (UTC)
 :: Insurance agent.  Not exactly a salesman; agents have multiple hats.  You don't get fire insurance from HR.[[User:Taibhse|Taibhse]] ([[User talk:Taibhse|talk]]) 09:34, 4 March 2015 (UTC)
 This is probably a reference to those youtube videos of ''life hacks'' of questionable legality. Eg signing up for one flight to take another[[Special:Contributions/108.162.219.100|108.162.219.100]] 16:44, 4 March 2015 (UTC)

← Older revision		Revision as of 19:29, 5 March 2015
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	I disagree that this is a sequel to ''UV'', it may relate, but as mentioned in that comment it's not even close to legal to burn a house then get fire insurance. [[User:Djbrasier\|Djbrasier]] ([[User talk:Djbrasier\|talk]]) 19:24, 5 March 2015 (UTC)		I disagree that this is a sequel to ''UV'', it may relate, but as mentioned in that comment it's not even close to legal to burn a house then get fire insurance. [[User:Djbrasier\|Djbrasier]] ([[User talk:Djbrasier\|talk]]) 19:24, 5 March 2015 (UTC)
		+
		+	Also, isn't [[Hairy]] the insurance agent? Should the transcript be updated to name him? [[User:Djbrasier\|Djbrasier]] ([[User talk:Djbrasier\|talk]]) 19:29, 5 March 2015 (UTC)

← Older revision		Revision as of 19:24, 5 March 2015
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	I flew to Saigon last week and they check your luggage against your lost&found tag, before you may leave.		I flew to Saigon last week and they check your luggage against your lost&found tag, before you may leave.
	--[[Special:Contributions/108.162.222.156\|108.162.222.156]] 15:54, 5 March 2015 (UTC)		--[[Special:Contributions/108.162.222.156\|108.162.222.156]] 15:54, 5 March 2015 (UTC)
		+
		+	I disagree that this is a sequel to ''UV'', it may relate, but as mentioned in that comment it's not even close to legal to burn a house then get fire insurance. [[User:Djbrasier\|Djbrasier]] ([[User talk:Djbrasier\|talk]]) 19:24, 5 March 2015 (UTC)