Editing Talk:1820: Security Advice

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::::That's why these days even credit cards have PIN numbers. And actually, e-Transfers are one of the most secure things I take part in. On both sides of the transfer (i.e. both me and the person I'm paying) we each individually have to have a login setup with our banks, one which uses our bank card number and/or account number (hence part of the reason for a North American's aversion to letting anybody know what it is), and which includes a password like any other login. So, for a person to steal money from me by transfering it out of my account, they'd need my login name (if my bank uses one) or card number or account number - whatever the bank uses to figure out who you are online, plus having to know which one they need to know. The thief can't just set up a new login attached to my account, because I already have one, and banks don't allow a duplicate account. They would also need my password. And for a person to intercept my transfer, in addition to all that (for my recipient this time) they'd also have to intercept the email - which my recipient knows to expect, usually within minutes of when the email will arrive - but also they would need to know the answer to the question I set, which would usually be information you only share with the recipient. I'm reminded of Harry Potter And The Half-Blood Prince, where for security all good people came up with personal security questions to confirm each-others identities. In this case it can be as simple as "Where am I right now?", which you would have discussed when arranging payment, or "Where did we meet?" or "What teacher did we both have?", stuff like that. - NiceGuy1 [[Special:Contributions/162.158.126.76|162.158.126.76]] 05:53, 12 April 2017 (UTC) Mine too! [[User:NiceGuy1|NiceGuy1]] ([[User talk:NiceGuy1|talk]]) 05:07, 13 June 2017 (UTC)
 
::::That's why these days even credit cards have PIN numbers. And actually, e-Transfers are one of the most secure things I take part in. On both sides of the transfer (i.e. both me and the person I'm paying) we each individually have to have a login setup with our banks, one which uses our bank card number and/or account number (hence part of the reason for a North American's aversion to letting anybody know what it is), and which includes a password like any other login. So, for a person to steal money from me by transfering it out of my account, they'd need my login name (if my bank uses one) or card number or account number - whatever the bank uses to figure out who you are online, plus having to know which one they need to know. The thief can't just set up a new login attached to my account, because I already have one, and banks don't allow a duplicate account. They would also need my password. And for a person to intercept my transfer, in addition to all that (for my recipient this time) they'd also have to intercept the email - which my recipient knows to expect, usually within minutes of when the email will arrive - but also they would need to know the answer to the question I set, which would usually be information you only share with the recipient. I'm reminded of Harry Potter And The Half-Blood Prince, where for security all good people came up with personal security questions to confirm each-others identities. In this case it can be as simple as "Where am I right now?", which you would have discussed when arranging payment, or "Where did we meet?" or "What teacher did we both have?", stuff like that. - NiceGuy1 [[Special:Contributions/162.158.126.76|162.158.126.76]] 05:53, 12 April 2017 (UTC) Mine too! [[User:NiceGuy1|NiceGuy1]] ([[User talk:NiceGuy1|talk]]) 05:07, 13 June 2017 (UTC)
 
:::::In the UK in 2008, the UK government lost 25 million sets of bank account details (on two unencrypted CDs sent through the post - this kind of data breach is a common pastime of UK government departments). Jeremy Clarkson claimed there was no security problem, and to prove it, he published his bank account and sort code.  Within days somebody had donated £500 from his account to Diabetes UK. [[User:Cosmogoblin|Cosmogoblin]] ([[User talk:Cosmogoblin|talk]]) 16:07, 22 July 2018 (UTC)
 
  
 
<I>"Don't click links to web sites"</I><BR>
 
<I>"Don't click links to web sites"</I><BR>

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