Editing Talk:2075: Update Your Address

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Just a clarification, the Barclays PIN didn't have anything to do with cheques. You used it to validate a plastic punched card so that the machine would dispense a £20* note in a plastic clip. The card was posted back in a few days. * Ok it might have been £10, a long time ago, even though I was a teenager at the time.  BTW in UK we often call ATMs Cashpoints after Lloyds Banks ATM that was the first to use (in UK at least) a returned, Mag stripe card, that contacted the Mainframe in real time : no funds - no cash [[User:RIIW - Ponder it|RIIW - Ponder it]] ([[User talk:RIIW - Ponder it|talk]]) 19:12, 21 November 2018 (UTC)
 
Just a clarification, the Barclays PIN didn't have anything to do with cheques. You used it to validate a plastic punched card so that the machine would dispense a £20* note in a plastic clip. The card was posted back in a few days. * Ok it might have been £10, a long time ago, even though I was a teenager at the time.  BTW in UK we often call ATMs Cashpoints after Lloyds Banks ATM that was the first to use (in UK at least) a returned, Mag stripe card, that contacted the Mainframe in real time : no funds - no cash [[User:RIIW - Ponder it|RIIW - Ponder it]] ([[User talk:RIIW - Ponder it|talk]]) 19:12, 21 November 2018 (UTC)
  
Living in a town where the core is 30-60th Street and most live on XXXX or XXXXX 10-271 Street/Avenue/Road/Drive/Place has made average US addresses like Cueballs' seem quaint and unscientific.. Also the 5 Main Streets are very minor and not at First or "Zeroth" Street or the center of town. {{unsigned ip|162.158.63.166}}
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Living in a town where the core is 30-60th Street and most live on XXXX or XXXXX 10-271 Street/Avenue/Road/Drive/Place has made average US addresses like Cueballs' seem quaint and unscientific.. Also the 5 Main Streets are very minor and not at First or "Zeroth" Street or the center of town. (somebody forgot to sign this)
:Queens? [[Special:Contributions/172.70.131.65|172.70.131.65]] 03:51, 27 October 2023 (UTC)
 
  
 
Given that I'm of the generation born in 1970 whose parents were likely to have both debit cards and pin codes (in fact, I remember begging my mother to let me type the pin code into the "Beep-a-deep machine" when I was very young) and many of my friends and even my wife now have deceased parents, inheriting a pin code sounds plausible to me.  Inheriting a bank account is harder, but if the child is a joint account owner, it would be relatively easy to just never tell the bank that the other family member died, as you're still legal owner and have access to all the funds within; and thus, yes, might pass down a pin number to successive generations.[[User:Seebert|Seebert]] ([[User talk:Seebert|talk]]) 16:25, 22 November 2018 (UTC)
 
Given that I'm of the generation born in 1970 whose parents were likely to have both debit cards and pin codes (in fact, I remember begging my mother to let me type the pin code into the "Beep-a-deep machine" when I was very young) and many of my friends and even my wife now have deceased parents, inheriting a pin code sounds plausible to me.  Inheriting a bank account is harder, but if the child is a joint account owner, it would be relatively easy to just never tell the bank that the other family member died, as you're still legal owner and have access to all the funds within; and thus, yes, might pass down a pin number to successive generations.[[User:Seebert|Seebert]] ([[User talk:Seebert|talk]]) 16:25, 22 November 2018 (UTC)
 
:I find the most remarkable thing about this comic strip that a "4-digit" pin is treated as being completely outdated. I know a bank that requires you to change your pin every 3? 6? 12? months. I know that one bank for a time used a 6-digit pin instead of a 4-digit one. And I know of a person who has talked his bank into accepting 16-digit pins for him causing aprehension on all kinds of cashiers. But by the definition of this comic nearly all pins in the world are outdated.--[[User:Gunterkoenigsmann|Gunterkoenigsmann]] ([[User talk:Gunterkoenigsmann|talk]]) 07:22, 23 November 2018 (UTC)
 
:I find the most remarkable thing about this comic strip that a "4-digit" pin is treated as being completely outdated. I know a bank that requires you to change your pin every 3? 6? 12? months. I know that one bank for a time used a 6-digit pin instead of a 4-digit one. And I know of a person who has talked his bank into accepting 16-digit pins for him causing aprehension on all kinds of cashiers. But by the definition of this comic nearly all pins in the world are outdated.--[[User:Gunterkoenigsmann|Gunterkoenigsmann]] ([[User talk:Gunterkoenigsmann|talk]]) 07:22, 23 November 2018 (UTC)
 
::I'm betting that bank actually just put a note on his account "use first four digits of PIN" & let him spiel out the 12 unused digits afterwards just to placate him. A bank changing their systems to accept longer PINs would likely be quite expensive for them, while most of their users hate remembering even 4 digits at all. And yeah, 4 digits is not enough security for financial transactions; the PIN system is more about maintaining a perception of security than actual fraud prevention, these days. [[User:ProphetZarquon|ProphetZarquon]] ([[User talk:ProphetZarquon|talk]]) 17:01, 23 November 2018 (UTC)
 
::I'm betting that bank actually just put a note on his account "use first four digits of PIN" & let him spiel out the 12 unused digits afterwards just to placate him. A bank changing their systems to accept longer PINs would likely be quite expensive for them, while most of their users hate remembering even 4 digits at all. And yeah, 4 digits is not enough security for financial transactions; the PIN system is more about maintaining a perception of security than actual fraud prevention, these days. [[User:ProphetZarquon|ProphetZarquon]] ([[User talk:ProphetZarquon|talk]]) 17:01, 23 November 2018 (UTC)
::I interpreted the title text as a commentary on the difficulty of changing a PIN rather than on them being outdated. Not all banks require their customers to change theirs regularly. [[Special:Contributions/172.70.131.65|172.70.131.65]] 03:51, 27 October 2023 (UTC)
 
::Most banks in Canada (at least all the ones I've used), allow you to set a 6 digit pin on debit cards only but they warn you that doing this means that you can't use the card in the US and recommend a 4 digit pin instead. I think credit cards are limited to 4 digits but I haven't checked. My assumption is that the limitation is set by the card network. Generally {{w|Interact}} for debit cards and Visa or Mastercard for credit cards but some debit cards are co-branded with Interact and Visa or Mastercard. One of my US credit cards doesn't even have a pin, it does chip and signature which is very weird to me. Banking is for sure a case of {{xkcd|927}} [[User:Brycemw|Brycemw]] ([[User talk:Brycemw|talk]]) 16:17, 22 May 2024 (UTC)
 

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